Harrisburg, York Pennsylvania Underinsured Motorist Accident Injury Attorney
Underinsured Motorist (UIM):
What happens if you or a loved one is injured in a car accident by a driver who does not have sufficient liability insurance to pay all of your damages? If another driver injures you or the occupants of your car, and his or her liability insurance is insufficient to cover the full value of your claims for all injuries, you may be able to make a claim for your damages with your insurance company. Underinsured Motorist (UIM) coverage is a type of auto insurance that you buy to protect you and your family. UIM coverage is optional in Pennsylvania, as it serves as a supplement to the bodily injury liability insurance that the other driver carried on the car that hurt you, your family or your car's occupants.
If you suffer serious injuries in any type of motor vehicle accident, you need an experienced underinsured motorist accident injury lawyer to help you make a claim to recover the monetary damages you deserve. UIM law is complex and very confusing. For example, under Pennsylvania law, you can only purchase UIM in an amount equal to or less than your own liability coverage. However, when you have multiple cars insured under one policy, you can elect to Astack@ your UIM coverage amounts or add the amounts together to get more protection against drivers with insufficient liability coverage. For instance, if you insure two cars in your household with UIM coverage of $100,000.00 on each and you Astack@ the coverage, you would then have $200,000.00 available to you in a serious accident caused by a driver carrying minimum coverage. If you do not have UIM coverage on your automobile policy, a skilled UIM attorney can sometimes get you covered under a relative's UIM policy or that of another driver involved in the accident.
UIM coverage is often the coverage that helps victims of accidents recover future damages. If permanently disabled in any type of automobile accident, UIM coverage may be the only way to protect your family's future.
UIM injury Lawyer Serving Dauphin, York and Cumberland Counties
If you or someone you love has been injured in any type of vehicular accident-whether it's a car accident, motorcycle accident, tractor trailer accident or pedestrian accident, consulting with an experienced accident injury lawyer at Colgan & Associates will help you understand the legal process and is capable of fighting against the other driver's insurance company on your behalf. Suffering injuries in an automobile accident can be traumatic and lead to costly medical treatment, unpaid bills, lost time from work and significant pain and suffering during recovery. Our caring attorneys are willing and able help you through this difficult time. The firm is committed to providing you with the individual attention you need as we assist you through recovering compensation for your damages. Our aggressive and devoted team will be strong advocates on your behalf.
When you need dedicated legal counsel for your Pennsylvania uninsured motorist injury accident, the firm can help. Contact us today !