Harrisburg, York Pennsylvania Uninsured Motorist Accident Injury Attorney
Uninsured Motorist (UM):
What happens if you or a loved one is injured in a car accident by a driver who does not have any liability insurance to pay your damages? If a driver without liability coverage injures you or your car's occupants, Uninsured Motorist (UM) coverage through your auto insurance company may provide the monetary compensation you deserve. UM coverage is a type of auto insurance that you buy to protect you and your family from drivers who drive uninsured. UM is optional coverage in Pennsylvania, as this coverage serves as a substitute for the bodily injury liability coverage that the other driver who injured you did not carry on his or her car. Remember that your insurance company's obligation to pay you UM benefits is limited to the amount of coverage you purchase, if you purchased it at all.
If you suffer serious injuries in any type of motor vehicle accident, you need an experienced uninsured motorist accident injury lawyer to help you make a claim to recover the monetary damages you deserve. UM law is complex and very confusing. For example, under Pennsylvania law, you can only purchase UM in an amount equal to or less than your own liability coverage. However, when you have multiple cars insured under one policy, you can elect to Astack@ your UM coverage amounts or add the amounts together to get more protection against drivers with insufficient liability coverage. For instance, if you insure two cars in your household with UM coverage of $100,000.00 on each and you Astack@ the coverage, you would then have $200,000.00 available to you in a serious accident caused by a driver carrying minimum coverage. If you do not have UM coverage on your automobile policy, a skilled UM attorney can sometimes get you covered under a relative's UM policy or that of another driver involved in the accident.
UM coverage is often the coverage that helps victims of accidents recover future damages. If permanently disabled in any type of automobile accident, UM coverage may be the only way to protect your family's future.
UM injury Lawyer Serving Dauphin, York and Cumberland Counties
If you or someone you love has been injured in any type of vehicular accident-whether it's a car accident, motorcycle accident, tractor trailer accident or pedestrian accident, consulting with an experienced accident injury lawyer at the firm will help you understand the legal process and is capable of fighting against the other driver's insurance company on your behalf. Suffering injuries in an automobile accident can be traumatic and lead to costly medical treatment, unpaid bills, lost time from work and significant pain and suffering during recovery. Our caring attorneys are willing and able help you through this difficult time. Colgan & Associates is committed to providing you with the individual attention you need as we assist you through recovering compensation for your damages. Our aggressive and devoted team will be strong advocates on your behalf.
When you need dedicated legal counsel for your Pennsylvania uninsured motorist injury accident, the firm can help. Contact us today !